Understand Your Opponent
You, the plaintiff, will be opposed in your accident claim by, obviously, the defendant. That defendant, however, can take many forms. It can be the other driver, the other driver’s insurance provider, a bicyclist, a pedestrian, or anyone else who could have played a role in causing your accident. A seasoned auto accident attorney is very familiar with identifying each and every defendant who may be responsible for the accident that caused your injury.
Of course, we strongly urge you to seek legal help so that you have the best chance possible of getting all the compensation you deserve for the pain and suffering you’ve experienced, and the medical expenses you have incurred. Whether or not you choose to do so, it is critical that you realize the difference between defendants who are insured and defendants who are uninsured. All motorists in the State of Texas are mandated by law to carry insurance, but we all know very well there are way too many drivers in this state that choose to ignore that law. If the accident that caused your injuries occurred as a result of the actions of an insured motorist, then you will like to face having to deal with insurance company adjusters and other professionals.
Anyone the insurer sends your way will have one thing in mind – make you the lowest settlement offer possible in order to make your case go away. It’s likely that whatever settlement offer you receive will not come close to compensating you for the medical bills and lost work wages you’ve incurred, not to mention the pain and suffering you’ve experienced. The settlement offer may sound good in the short term, but in the long run, you’ll be seriously short-changed. And if you agree to that offer, any chance you may have of pursuing further legal action will be gone. Should the accident be caused by an uninsured driver, well, the good news is you won’t have to deal with any insurance company operatives. The bad news is that driver probably didn’t have insurance because he or she can’t afford it. It stands to reason, then, that person probably won’t have the resources necessary to provide you with the compensation you deserve.